Stanbic IBTC Bank, a member of the Standard Bank Group, has launched its Digital Lending Suite, an integrated platform consolidating all its retail loan products into a single digital access point.

The suite includes offerings such as EZ Cash and Unsecured Personal Loan (UPL), reflecting the bank’s commitment to simplifying borrowing and advancing financial inclusion through technology.

EZ Cash addresses short-term financial needs, providing instant access to loans from ₦50,000 to ₦10 million with a tenor of up to 24 months. UPL caters to medium- and long-term financing requirements, offering larger loan amounts with repayment terms of up to 48 months and the option to revolve the facility once part of the loan is repaid. Both products are available to salaried customers with accounts domiciled at Stanbic IBTC, subject to credit assessment.

Olu Delano, Executive Director, Personal & Private Banking, said the platform enhances speed, security, and convenience, enabling customers to apply for and receive loans via the Stanbic IBTC Mobile App 3.0. The suite offers collateral-free loans, a fixed monthly interest rate, and flexible repayment, including early settlement without penalty.

The launch underscores Stanbic IBTC’s leadership in digital financial innovation, providing customers with seamless access to multiple credit solutions through a single platform.